Retirement Income Planning & Protection

Enjoy smooth sailing in your retirement income.

Income planning for retirement can be a daunting task for many retirees because there can be a lot to learn, and for many people, a lot of the information is new. Whether you are just setting out on your retirement journey or if it is already well underway, you may feel skeptical about whether you’ll have enough retirement income to maintain a comfortable and enjoyable lifestyle.

There are three major phases in the management of retirement income:

• The Accumulation Phase
• The Distribution Phase
• The Preservation or Transfer Phase

Because taxes play a major role in any retirement income planning process, our firm utilizes the most tax-advantaged vehicles to accomplish your retirement income goals, such as traditional IRAs, Roth IRAs, 401(k)s, and IRA rollovers.

Keep in mind the while the numerous options for your retirement savings may seem overwhelming, all of us at Gmac Family Financial are here to help you make sense of it all.

We do not provide legal or tax advice and you should consult an attorney or tax advisor for such advice.